Buying a Home
Free Guide: The New Era of Mortgage Credit
Classic FICO is dead. Discover how the new credit models (FICO 10T & VantageScore 4.0) use your rent and utility payments to help you qualify and buy your home.
Buying a Home
Buying a Home
USDA Loan 502
The USDA Section 502 Loan is a USDA Rural Development program offering affordable, low-interest mortgages for low- to very-low-income individuals to buy, build, or repair homes in eligible rural areas, providing payment assistance to make homes affordable, often with no down payment and low interest rates, helping those who can't get loans elsewhere.
¡Save Up to 10 Years on Your Mortgage with This Trick!
Did you know that dividing your monthly payment by 12 could save you thousands of dollars? In this video, I explain the (principal-only) strategy that banks rarely advertise. Discover how a small monthly adjustment (e.g., $216 extra) equals one full extra payment per year, drastically cutting down your interest and the life of your loan.
Buying a Home
Guide: Buy your home with Government assistance
Don’t drain your savings. Discover state programs that give you money for your home.
Buying a Home
Refinance Calculator
The refinance calculator can help plan the refinancing of a loan given various situations, and also allows the side-by-side comparison of the existing or refinanced loan.
Buying a Home
Down Payment Calculator
Use this calculator to determine how much money they need to make a down payment, which is a significant part of the cost of buying a home.
Buying a Home
Rent vs. Buy Calculator
Compare the long-term financial costs of renting versus buying a home, allowing you to determine how long you should stay in a property for the purchase to be cheaper than renting.